DUI Insurance in Dade City, FL

 
Dealing with the aftermath of a DUI charge can be daunting, but at Gene Smith Insurance, we're here to provide you with the guidance and support you need. As specialists in DUI insurance, serving the communities of Dade City, FL, we understand the complexities involved in obtaining the right coverage after such an event. Our mission is to make the process as smooth as possible for you, ensuring you get back on the road with confidence.
 

What Insurance is Needed After a DUI in Florida?

After a DUI conviction in Florida, you'll likely need to obtain appropriate auto insurance and an SR22 or FR44. An SR22 or FR44 is a certificate of financial responsibility that proves you have the required minimum insurance coverage as mandated by the state. SR22 and FR44 insurance policies tend to be more expensive than auto insurance policies that are not issued in conjunction with an SR22 or FR44.  

What Is the Difference Between SR22 and FR44?

SR22 and FR44 certificates both serve as proof of financial responsibility, yet they vary in coverage levels. Typically mandated for more severe infractions like DUI offenses, FR44 entails higher liability coverage compared to SR22. In Florida, you may be required to obtain an FR-44 and accompanying required insurance if you’ve been charged with a DUI or driving with a suspended license. 

How Much Does Your Insurance Go Up After a DUI in Florida?

The increase in insurance premiums after a DUI conviction can vary depending on several factors, including your driving history, the severity of the offense and your insurer. On average, expect a significant increase in premiums, as DUI convictions are considered high-risk by insurance providers. However, working with Gene Smith Insurance can help you find the best rates available for your situation. 

Get Insurance After a DUI Today

At Gene Smith Insurance, we specialize in providing tailored DUI insurance solutions for individuals in Dade City, FL. Whether you need SR22 or FR44 insurance, we're here to help you navigate the complexities of obtaining the right coverage after a DUI conviction. Don't let a DUI charge hold you back from getting back on the road—contact us today to learn more about our specialized insurance options.