Monday, March 23, 2026Unexpected events such as storms, fire or theft can interrupt construction projects and increase costs before a building is complete. For contractors, developers and property owners in Florida, builder’s risk insurance is an essential component of business insurance. What Is Builder’s Risk Insurance? READ MORE >>
Thursday, February 26, 2026Many homeowners in Dade City, FL are unsure whether a standard homeowners policy covers repairs or replacements for appliances if something goes wrong. Here’s what you need to know. What Does a Standard Homeowners Policy Cover? A standard homeowners insurance policy in Florida typically includes personal property coverage for your belongings. READ MORE >>
Sunday, November 30, 2025Homeowners insurance plays a key role in addressing unexpected risks that your home and family may face. A standard policy typically may include several key coverages, including the following: Dwelling coverage may help repair or rebuild your home if it’s damaged by covered events, such as fire, windstorms or lightning. READ MORE >>
Thursday, October 30, 2025Understanding your auto insurance coverage is essential for protecting your finances. At Gene Smith Insurance Agency, our team is here to help you understand comprehensive and collision coverage, two important parts of a well-rounded auto policy. What Is Comprehensive Coverage? READ MORE >>
Thursday, September 11, 2025 Florida offers plenty of sunshine, but it also comes with the risk of hurricanes and severe storms. As a homeowner, it’s essential to understand how your insurance protects you and where it may fall short, especially as it pertains to wind damage. READ MORE >>
Wednesday, August 27, 2025In the midst of hurricane season, homeowners in Florida and throughout the Sunshine State must make ample preparations for potentially disastrous storms. As a hurricane approaches, you may have limited time to prepare your family and property for the chaos to come, meaning that having a plan ahead of time can be critical. READ MORE >>
Friday, May 30, 2025The Sunshine State includes many exciting attractions and bustling metropolitan areas for motorists to explore and traverse. However, whether you’re enjoying a trip up the coast or running daily errands, even the most skilled drivers must prioritize suitable auto insurance. How Does Auto Insurance Work? READ MORE >>
Monday, April 28, 2025Living in Florida means enjoying plenty of sunshine, but it also comes with the risk of hurricanes and intense seasonal storms. One of the most common questions homeowners in Dade City and surrounding areas ask is whether wind coverage is truly necessary. READ MORE >>
Thursday, March 20, 2025Residing in Florida presents a distinct set of challenges, particularly regarding the weather. The state frequently experiences hurricanes, tropical storms and severe weather conditions that can lead to substantial wind and hail damage. Understanding your insurance options is crucial to protect your property. READ MORE >>
Monday, February 24, 2025SR-22-compliant auto insurance is a type of coverage required for drivers deemed high-risk by the state. This designation often follows serious driving offenses such as driving while under the influence (DUI) convictions, multiple traffic violations or driving without insurance. READ MORE >>
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