Friday, January 31, 2025Maintaining your home throughout the year is crucial, especially in Dade City, Florida, where the climate can vary significantly. Proper seasonal maintenance ensures your home remains in good condition and can help keep your insurance rates low by preventing costly damages. Key Steps for Home Maintenance This Year READ MORE >>
Thursday, December 19, 2024Winter can be a challenging season for businesses, with severe weather conditions posing significant risks to operations. As a business owner, it’s crucial to prepare for potential disruptions and ensure you have the right insurance coverage to protect your business. Assess Risks READ MORE >>
Thursday, November 14, 2024Workers’ compensation insurance is a critical safeguard that can provide financial protection to employees who suffer injuries or illnesses related to their jobs. However, not all businesses are legally required to provide this coverage. READ MORE >>
Thursday, August 29, 2024When navigating the used car market, you may encounter various types of car titles—salvage, rebuilt and clean. Understanding these terms is crucial for making an informed purchasing decision and obtaining appropriate insurance coverage. What Is a Salvage Title? READ MORE >>
Friday, July 12, 2024 Owning a condominium comes with unique risks, necessitating adequate insurance to protect against potential financial setbacks. By offering financial security against unexpected events, condo insurance allows owners to enjoy their investments confidently, free from worries about unforeseen financial burdens. READ MORE >>
Monday, May 20, 2024Understanding the state’s insurance laws and requirements is crucial for ensuring compliance and protecting yourself in the event of an accident. In most states, including Florida, drivers are required to carry some form of liability insurance to help cover bodily injury and property damage after a covered accident. READ MORE >>
Wednesday, April 17, 2024Florida is renowned for its beautiful beaches, vibrant culture and diverse ecosystems. However, it’s also infamous for its unpredictable and sometimes severe weather patterns. From hurricanes and tropical storms to intense thunderstorms and flooding, the state experiences a wide range of weather phenomena that can wreak havoc on homes, businesses and infrastructure. READ MORE >>
Thursday, March 21, 2024 When applying for or updating your auto insurance policy, one common question is whether you must list every household member on your policy, even if they don’t drive your vehicle. The answer depends on various factors, including the insurer’s policies and state regulations. READ MORE >>
Tuesday, January 23, 2024As residents in Florida have observed, car insurance premiums are on an upward trend. At Gene Smith Insurance Agency, we understand the concerns surrounding rising insurance costs and are here to shed light on the reasons behind these increases. Auto Insurance Premiums READ MORE >>
Thursday, December 7, 2023Non-owner car insurance is vital if you don’t own a vehicle but need auto insurance coverage. Whether you’re looking to get a license, need to file an SR22 or want coverage when driving a borrowed or rented vehicle, understanding how to get non-owner insurance is essential. READ MORE >>
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