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Home > Blog > Gene Smith Insurance Blog: coverage
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Gene Smith Insurance Blog: coverage

View the latest blog posts from Gene Smith Insurance.

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Thursday, March 20, 2025

What to Know About Wind and Hail Coverage

Residing in Florida presents a distinct set of challenges, particularly regarding the weather. The state frequently experiences hurricanes, tropical storms and severe weather conditions that can lead to substantial wind and hail damage. Understanding your insurance options is crucial to protect your property. READ MORE >>

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Thursday, December 7, 2023

How to Get Non-Owners Insurance

Non-owner car insurance is vital if you don’t own a vehicle but need auto insurance coverage. Whether you’re looking to get a license, need to file an SR22 or want coverage when driving a borrowed or rented vehicle, understanding how to get non-owner insurance is essential.  READ MORE >>

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Monday, September 11, 2023

Does Homeowners Insurance Pay for Roof Replacement?

Your home’s roof is critical in shielding you, your family and your property from the forces of nature. Unfortunately, even the sturdiest and best-maintained roofs may deteriorate over time. With this in mind, you should be sure to understand how various costs and expenses associated with replacing your roof may be covered or excluded from your homeowners insurance policy. READ MORE >>

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Tuesday, August 22, 2023

Does Homeowners Insurance Cover Hurricanes in Florida?

Owning a home in Florida comes with unique risks, including the possibility of hurricanes. Even if your home isn’t directly on the coast, you may experience property damage from extreme winds and flooding. It’s critical to review your insurance coverage to ensure that you have the proper protections in place if a hurricane occurs in your area. READ MORE >>

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Friday, July 21, 2023

Does Homeowners Insurance Cover Storm Damage?

Severe storms can be devastating, causing extensive damage and creating financial strain on homeowners. Being prepared for unexpected events is essential when protecting your home and belongings, and having adequate insurance coverage is crucial. Without the proper coverage, you would have to pay for costly damage out of pocket. READ MORE >>

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Monday, February 27, 2023

What Is Non-owner Car Insurance?

If you are a licensed driver but don’t have a car registered in your name, non-owner auto insurance coverage can help provide much-needed financial protection when you borrow or rent a vehicle.   Contact the agents at Gene Smith Insurance Agency in Zephyrhills and Dade City, Florida, to learn more about how to get appropriate auto insurance. READ MORE >>

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