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Home > Blog > Gene Smith Insurance Blog: insurance
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Gene Smith Insurance Blog: insurance

View the latest blog posts from Gene Smith Insurance.

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Friday, May 30, 2025

Auto Insurance in Florida

The Sunshine State includes many exciting attractions and bustling metropolitan areas for motorists to explore and traverse. However, whether you’re enjoying a trip up the coast or running daily errands, even the most skilled drivers must prioritize suitable auto insurance. How Does Auto Insurance Work? READ MORE >>

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Monday, April 28, 2025

Do I Need Wind Insurance in Florida?

Living in Florida means enjoying plenty of sunshine, but it also comes with the risk of hurricanes and intense seasonal storms. One of the most common questions homeowners in Dade City and surrounding areas ask is whether wind coverage is truly necessary. READ MORE >>

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Monday, February 24, 2025

DUI Auto Insurance

SR-22-compliant auto insurance is a type of coverage required for drivers deemed high-risk by the state. This designation often follows serious driving offenses such as driving while under the influence (DUI) convictions, multiple traffic violations or driving without insurance. READ MORE >>

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Friday, January 31, 2025

Seasonal Maintenance Tips: Protecting Your Home and Getting Affordable Insurance Rates

Maintaining your home throughout the year is crucial, especially in Dade City, Florida, where the climate can vary significantly. Proper seasonal maintenance ensures your home remains in good condition and can help keep your insurance rates low by preventing costly damages. Key Steps for Home Maintenance This Year READ MORE >>

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Thursday, November 14, 2024

Am I Required to Offer Workers’ Comp to My Employees?

Workers’ compensation insurance is a critical safeguard that can provide financial protection to employees who suffer injuries or illnesses related to their jobs. However, not all businesses are legally required to provide this coverage. READ MORE >>

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Thursday, August 29, 2024

Understanding Salvage, Rebuilt and Clean Car Titles

When navigating the used car market, you may encounter various types of car titles—salvage, rebuilt and clean. Understanding these terms is crucial for making an informed purchasing decision and obtaining appropriate insurance coverage. What Is a Salvage Title? READ MORE >>

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Friday, July 12, 2024

How Much Does Condo Insurance Cost?

Owning a condominium comes with unique risks, necessitating adequate insurance to protect against potential financial setbacks. By offering financial security against unexpected events, condo insurance allows owners to enjoy their investments confidently, free from worries about unforeseen financial burdens. READ MORE >>

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Monday, May 20, 2024

Do You Have to Carry Bodily Injury Insurance in Florida?

Understanding the state’s insurance laws and requirements is crucial for ensuring compliance and protecting yourself in the event of an accident. In most states, including Florida, drivers are required to carry some form of liability insurance to help cover bodily injury and property damage after a covered accident. READ MORE >>

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Thursday, March 21, 2024

Do I Have to List Everyone Who Lives in My Household On My Auto Insurance Policy, Even If They Are N

When applying for or updating your auto insurance policy, one common question is whether you must list every household member on your policy, even if they don’t drive your vehicle. The answer depends on various factors, including the insurer’s policies and state regulations. READ MORE >>

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Tuesday, January 23, 2024

Why Are My Insurance Premiums Increasing?

As residents in Florida have observed, car insurance premiums are on an upward trend. At Gene Smith Insurance Agency, we understand the concerns surrounding rising insurance costs and are here to shed light on the reasons behind these increases.  Auto Insurance Premiums  READ MORE >>

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