Wednesday, April 17, 2024Florida is renowned for its beautiful beaches, vibrant culture and diverse ecosystems. However, it’s also infamous for its unpredictable and sometimes severe weather patterns. From hurricanes and tropical storms to intense thunderstorms and flooding, the state experiences a wide range of weather phenomena that can wreak havoc on homes, businesses and infrastructure. READ MORE >>
Thursday, March 21, 2024 When applying for or updating your auto insurance policy, one common question is whether you must list every household member on your policy, even if they don’t drive your vehicle. The answer depends on various factors, including the insurer’s policies and state regulations. READ MORE >>
Tuesday, January 23, 2024As residents in Florida have observed, car insurance premiums are on an upward trend. At Gene Smith Insurance Agency, we understand the concerns surrounding rising insurance costs and are here to shed light on the reasons behind these increases. Auto Insurance Premiums READ MORE >>
Thursday, December 7, 2023Non-owner car insurance is vital if you don’t own a vehicle but need auto insurance coverage. Whether you’re looking to get a license, need to file an SR22 or want coverage when driving a borrowed or rented vehicle, understanding how to get non-owner insurance is essential. READ MORE >>
Monday, September 11, 2023Your home’s roof is critical in shielding you, your family and your property from the forces of nature. Unfortunately, even the sturdiest and best-maintained roofs may deteriorate over time. With this in mind, you should be sure to understand how various costs and expenses associated with replacing your roof may be covered or excluded from your homeowners insurance policy. READ MORE >>
Tuesday, August 22, 2023Owning a home in Florida comes with unique risks, including the possibility of hurricanes. Even if your home isn’t directly on the coast, you may experience property damage from extreme winds and flooding. It’s critical to review your insurance coverage to ensure that you have the proper protections in place if a hurricane occurs in your area. READ MORE >>
Friday, July 21, 2023Severe storms can be devastating, causing extensive damage and creating financial strain on homeowners. Being prepared for unexpected events is essential when protecting your home and belongings, and having adequate insurance coverage is crucial. Without the proper coverage, you would have to pay for costly damage out of pocket. READ MORE >>
Monday, February 27, 2023If you are a licensed driver but don’t have a car registered in your name, non-owner auto insurance coverage can help provide much-needed financial protection when you borrow or rent a vehicle. Contact the agents at Gene Smith Insurance Agency in Zephyrhills and Dade City, Florida, to learn more about how to get appropriate auto insurance. READ MORE >>
Thursday, January 12, 2023Your driving privileges will most likely be suspended if you’re convicted of driving under the influence (DUI). They may be reinstated depending on your circumstances. If you are eligible for reinstatement, you must file an SR-22 form with the Department of Motor Vehicles (DMV). READ MORE >>
Friday, June 24, 2022Check out our new website and let us know your thoughts READ MORE >>
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